Tuesday, June 21, 2016

Senior Cheng Xuyuan Airbnb the sharing economy paid in advance

Lei feng's network (search for "Lei feng's network", public interest): the author Zhu 赟, Airbnb senior beauty Cheng Xuyuan (tips: Avatar is a real person).

Senior Cheng Xuyuan Airbnb: the sharing economy, paid in advance

Probably many readers can be seen from my previous articles, I toss off the search and machine learning in recent years, the main areas are actually e-commerce and payments.

A few days before the payments went to the Bay area Meetup. Meetup this form of party has become more and more common, many circles of friends contacted. Meetings and gatherings of the technology sector about three kinds of common. First is holding mass meetings nationwide, such as Assembly, the XX XX Software Developer Conference. Such a meeting is not good to generalize, and some very high-end, and only very senior technical manager of the company to participate in. Some are entry level, more like give small companies an opportunity to display and promotion.

Second is like the Google IO Conference, Facebook the OpenAir F8,Apple WWDC,Airbnb and so on, which are the company's own product releases. Givenchy iPhone 6

Third is a variety of Meetup. It is usually near each other in conjunction, such as Silicon Valley companies. Have a specific theme, such as Payments, like Spark, Search the Meetup topics. Meetup attendees are usually first line is still in development. Topic of the Conference is relatively specific and practical problems involved. Thus, my friend and I were involved in most parties. Meetup in Silicon Valley has done this form is standardized. There is a Meetup.com, everyone sets their own profile, there are many different Meetup group can apply to join so late the activities of the group will receive a notification, each one according to his own need to choose to participate.

Meetup is divided into three forms. One with a public lecture on the theme of a company or technology, in that case, most of the other companies was mainly to "learn". Are multiple companies each company doing a lighting talk, is a short, concise speech, focusing on companies understand what people are doing to each other, with some technologies. And the third is to have wine and pizza, a pure free on some topics discussed by members.

On a personal note, my experience is that the Meetup is in accordance with the classification of organizations in the field, everyone's background is similar, so it's easier to do the relative depth. In addition, most of the circles are more mature technology will not be much change at all times, when there is a change, the small rally is more conducive to in-depth discussion. May be the most valuable for me is knowing a peer in the field are what to do, try to solve the problem, what technology is used, and what we can learn from and which we can avoid, and so on.

If some of the speech and what they do is very close to, then it's worth further depth exchanges after the speech, in a chat discussion. Slowly, circle their counterparts will learn a lot of things in Exchange. Than "brush face" and avoid crowd who tend to be more valuable.

Then an additional value is the recruitment of talents. Many Silicon Valley firms slightly more senior engineers are aware, a strong feature of Silicon Valley culture is recruiting all the time. Especially for fast-growing companies, many times we want to come into the new us willingness to people who worked with him. Silicon Valley with a pool of experienced engineers in the field are usually not too big. This Meetup may be your chance to contact them and have them on your team interested in a great opportunity. Which many companies are another reason to actively participate in the Meetup.

Said a long time background on Meetup, in fact, this article is mainly to say after attending a realization of this Meetup.

In earlier years when I first started to pay, then feel the fire was electrical and electronic purse payments. Such as with Amazon as an example of online shopping payments. For example including Alipay, PayPal, Google Wallet, Square Wallet e-wallet system. Supported mainly B2C, C2C's pay.

In recent years, with O2O shared the rapid economic development, many pay-related topics, but it is growing and the economy are inseparable. To name a few.

Uber, Lyft, drop these companies pay. They need money from passengers, which we call this payin. Needs to be part of the money after paying the driver, this is the payout.

Similarly, recent comparison of fire "answer" and "values", and each question from the questioner collection (payin), later transferred to the respondent (payout). More complex, each answered questions in public you can also "secretly" eavesdropper paid a smaller sum (payin), and part of the money paid to the questions before the people (payout).

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In addition, there are social networking platforms like Facebook, they also support small businesses in its trafficking in some small articles. Some games (such as CandyCrash) and other charges at the opening of the crossing, it also includes user fees (payin), games, vendors and businesses pay (the payout) two-way payment process.

Many e-commerce platform and service platform includes platform fees with intermediate steps, then they will also have a which include payin payout two-way payment process.

These payment of shares under the platform of economic implementations often will become more complex because of the following factors:

Payin payout and there is a time difference between treatment and, if encountered during this time any more, paid, not even a refund less processing time, how to design payment system.

O2O platform like some are international, and how to handle the conversion between different currencies? How to deal with different countries support different payment methods? When support payments more and more time, how to design such a system, so that it can be extended relatively strong?

Be payin the same deal or multiple payout possibilities? And how to deal with these situations?

Note: others like Google, Facebook, Twitter's advertising platform such as global payments, paid App Store,Google Play and the scene here is very similar, although this is not within the scope of O2O.

A feeling for this Meetup is that many companies in these areas face a very similar problem, are experiencing a very similar to system design and system evolution.

While Airbnb, as a model for the sharing economy, is the most international of all platforms (on support in 191 countries, 70+ currency 20+ payments). We have a very complex tenants scheduled payin process and the payout process payment to the landlord. How to deal with issues relating to these payments, we have accumulated a lot of experience and in-depth understanding of a number of specific technical issues and programmes. OpenAir recently and a few Bay area Meetup, we also do a lot of sharing. The next article will pay-related technologies on Airbnb, further introduction.

Figure: go slowly and enjoy! 》

Lei Feng network Note: please contact the authorized may not modify articles. Givenchy iPhone 6 Case

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